Privacy Policy for CardScanner.io

Last Updated: 23 February 2025


This Privacy Policy (the “Policy”) governs the manner in which CardScanner.io (“we,” “us,” or “our”) collects, stores, uses, discloses, and otherwise processes personal information in connection with your access to or use of our website located at cardscanner.io (the “Website”) and the services offered thereon (collectively, the “Services”). By accessing or utilizing the Services, you affirmatively acknowledge that you have reviewed, comprehend, and consent to the data practices delineated herein. Should you dissent from any provision of this Policy, you are expressly prohibited from engaging with the Services.


1. Information Collected

a. Personal Information Provided by You
We collect personal information that you voluntarily submit to us in the course of utilizing the Services, including during account registration, inquiries, or transactions. Such information may encompass:


    • Full legal names;
    • Email addresses;
    • Postal mailing addresses;
    • Telephone numbers;
    • Debit or credit card information (processed exclusively via MamoPay).

b. Sensitive Information
We refrain from processing sensitive personal information unless such processing is mandated by applicable UAE law or expressly authorized by your informed, revocable consent for a specified purpose.


c. Payment Information
To facilitate payment transactions, we collect requisite financial data, including debit or credit card details, exclusively through MamoPay, a payment service provider licensed by the Dubai Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC), UAE. We do not store or directly process such payment data. You are directed to review MamoPay’s privacy policies, available at www.mamopay.com, for details on their handling of your financial information.


d. Social Media Login Information
Should you elect to register or authenticate your account via social media platforms (e.g., Facebook, Twitter), we collect limited data as outlined in Section 8 below (“Processing of Social Media Logins”).


e. Automatically Collected Information
Certain technical data is gathered automatically upon your interaction with the Services, including but not limited to:


    • Internet Protocol (IP) addresses;
    • Browser type and device specifications;
    • Operating system details;
    • Geolocation data (subject to your consent);
    • Usage metrics (e.g., pages accessed, functionalities utilized).
      This data is essential for operational integrity, security enhancements, and analytical purposes.

2. File Storage and Security Measures

a. Temporary Storage
Files uploaded to the Services for conversion purposes are retained on our servers solely for the duration necessary to complete the requested processing. Upon completion, such files are automatically purged from our systems unless you explicitly request retention for download purposes.
b. Security Protocols
We implement commercially reasonable safeguards to protect uploaded files and personal data from unauthorized access, alteration, or disclosure, in compliance with UAE data protection regulations. Notwithstanding these efforts, we cannot guarantee absolute security due to inherent vulnerabilities in digital transmission and storage mediums.


3. Purposes of Data Processing

We process your personal information to:

    • Enable account creation, authentication, and ongoing management;
    • Provide and optimize the functionality of the Services;
    • Respond to inquiries and deliver pertinent updates;
    • Enhance security and mitigate fraudulent activities;
    • Fulfill statutory or regulatory obligations under UAE law.

4. Legal Grounds for Processing

We process personal information pursuant to the following legal bases under UAE law:

    • Your explicit, informed consent, which may be withdrawn at any time;
    • Performance of contractual obligations arising from your use of the Services;
    • Compliance with legal mandates issued by UAE authorities;
    • Protection of our legitimate business interests or those of third parties, provided such interests do not override your fundamental rights and freedoms.

5. Third-Party Interactions

The Services may incorporate links to external websites or resources operated by independent third parties, including MamoPay. We disclaim all responsibility for the privacy practices or content of such entities. You are solely accountable for reviewing the privacy policies of third-party providers, such as MamoPay’s policy at www.mamopay.com, prior to disclosing personal information to them.


6. Cookies and Tracking Mechanisms

We deploy cookies and analogous tracking technologies to enhance user experience and compile usage analytics. You may adjust your browser settings to disable cookies; however, such actions may impair certain features of the Services.


7. Data Retention Period

Personal information shall be retained only for the duration necessary to achieve the purposes articulated in this Policy, unless a longer period is mandated or permitted by UAE law. Upon cessation of a legitimate business need, we shall either delete or anonymize your data in accordance with applicable standards.


8. Processing of Social Media Logins

If you opt to register or log in via a social media account, we may collect limited profile data (e.g., username, email address) as permitted by the respective platform’s policies and your privacy settings. Such data is processed solely to facilitate authentication and account linkage.


9. Children’s Data Protection

The Services are not designed for or directed to individuals under the age of 18. We do not knowingly collect or solicit personal information from minors. Should we ascertain that such data has been inadvertently obtained, we shall promptly delete it and deactivate any associated accounts.


10. Do-Not-Track Compliance

We do not currently recognize or respond to Do-Not-Track signals transmitted by web browsers or devices, as no uniform standard for such compliance exists. Any future adoption of such standards will be reflected in an updated iteration of this Policy.


11. Amendments to this Policy

We reserve the right to modify this Policy at our discretion to ensure compliance with evolving UAE legal requirements or operational needs. Amendments shall take effect immediately upon posting to the Website, with the “Last Updated” date revised accordingly. Material changes will be communicated via direct notification or a conspicuous announcement on the Website. Your continued use of the Services post-amendment constitutes acceptance thereof.


12. Contact Information

For inquiries, concerns, or requests regarding this Policy or our data practices, please contact us at:
Email: info@cardscanner.io