Effective Date: February 23, 2025
1. Acceptance of Terms
By accessing or utilizing the website located at cardscanner.io (hereinafter referred to as the “Website”) and any services provided therein (collectively, the “Services”), you irrevocably agree to be bound by these Terms of Service (the “Terms”). Your use of the Services constitutes your full acceptance of these Terms as a legally binding agreement between you (the “User”) and CardScanner.io (“we,” “us,” or “our”). Should you dissent from any provision herein, you are expressly prohibited from accessing or using the Services. We reserve the right to amend these Terms at our sole discretion, with such amendments becoming effective immediately upon posting to the Website. It is your affirmative duty to periodically review this page to ensure ongoing compliance with the most current Terms. Continued use of the Services following any amendment signifies your unqualified acceptance thereof.
2. Use of Services
a. Eligibility: Access to and use of the Services are contingent upon your legal capacity to enter into enforceable contracts under the laws of the United Arab Emirates. By engaging with the Services, you represent and warrant that you meet all applicable legal requirements governing contractual agreements and that your use complies fully with all pertinent statutes, regulations, and ordinances of the UAE.
b. User Account: Certain functionalities of the Services may necessitate the creation of a user account. You bear sole responsibility for safeguarding the confidentiality of your account credentials, including passwords, and shall be wholly liable for any actions, authorized or unauthorized, undertaken through your account. You agree to promptly notify us of any suspected breach of security or unauthorized use.
3. OCR and File Conversion Services
a. Accuracy Disclaimer: While we endeavor to provide accurate optical character recognition (OCR) and file conversion services, we do not represent, warrant, or guarantee the precision, completeness, or timeliness of any output generated thereby. The User acknowledges and agrees that utilization of these Services is undertaken at the User’s sole risk, and we disclaim any liability for errors or omissions in converted files.
b. Data Privacy: The collection, processing, and use of personal data submitted via the Services shall be governed by our Privacy Policy, incorporated herein by reference. By using the Services, you explicitly consent to such data practices as delineated in the Privacy Policy.
4. Free and Paid Conversions
a. Free Services: We may, at our discretion, offer certain Services without charge. Notwithstanding, we reserve the unilateral right to restrict, modify, or terminate access to such free Services and to introduce fees for continued or enhanced access at any time, with or without prior notice.
b. Paid Services: Access to premium features or expanded usage thresholds may require payment of designated fees processed via MamoPay, a payment service provider regulated by the Dubai Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC), UAE. Comprehensive details regarding pricing, subscription tiers, and payment obligations shall be disclosed to Users prior to accessing such paid Services. You acknowledge that we do not directly handle payment processing and that all financial transactions are subject to MamoPay’s terms and policies, available at www.mamopay.com.
5. Prohibited Conduct
a. Misuse: You covenant not to misuse the Website or Services, including but not limited to attempting unauthorized access to systems or data, impairing operational integrity, or engaging in any conduct that may disrupt or harm the Services or other Users.
b. Illegal Content: You are expressly forbidden from uploading, converting, or disseminating content that is unlawful under UAE law, infringes upon third-party rights, or is otherwise harmful, obscene, or defamatory.
c. Automated Extraction: The use of scraping tools, bots, or any automated mechanisms to extract data from the Website or Services is strictly prohibited absent our prior written consent.
6. Intellectual Property
a. Ownership: All materials on the Website, including but not limited to logos, designs, software, and converted files, are the exclusive property of CardScanner.io and are safeguarded by applicable copyright, trademark, and other intellectual property laws of the UAE and international treaties.
b. Limited License: Upon utilization of the Services, you are granted a revocable, non-exclusive, non-transferable, and limited license to use converted files solely for lawful personal or business purposes. Any redistribution, commercialization, or unauthorized dissemination of such files is prohibited absent express written authorization from us.
7. Limitation of Liability
a. Disclaimer of Damages: To the fullest extent permitted by UAE law, CardScanner.io shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages arising from or relating to your use of the Services, including without limitation any reliance on converted files.
b. “As Is” Provision: The Website and Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
8. Force Majeure
We shall not be liable for any delay, failure, or interruption in the provision of Services resulting from circumstances beyond our reasonable control, including but not limited to acts of God, governmental actions, war, terrorism, pandemics, or technological malfunctions.
9. Modification of Terms
CardScanner.io retains the absolute right to revise, supplement, or replace these Terms at any time, effective immediately upon posting to the Website. Your continued engagement with the Services subsequent to such modifications constitutes irrevocable assent to the revised Terms.
10. Dispute Resolution
Any controversy or claim arising out of or relating to these Terms or the Services shall be resolved exclusively through binding arbitration administered by the Dubai International Arbitration Centre (DIAC) in accordance with its prevailing rules. The arbitration shall be conducted in Dubai, United Arab Emirates, and you irrevocably waive any right to pursue litigation in a court of law or participate in a class action. The arbitrator’s award shall be final and enforceable in any court of competent jurisdiction within the UAE.
11. Governing Law and Jurisdiction
These Terms shall be construed and enforced in accordance with the laws of the Emirate of Dubai and the federal laws of the United Arab Emirates as applicable in the Dubai International Financial Centre (DIFC). Any legal action not subject to arbitration shall be brought exclusively in the courts of the DIFC, and you hereby submit to the personal jurisdiction of such courts.
12. Contact Information
For inquiries or concerns regarding these Terms, please direct correspondence to us via the [Contact Us] page available on the Website.